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"In Virginia, the state mandates nonowner car insurance coverage for drivers who don't own a car but have had a major problem driving, such as a DUI or DWI, or some other major violation like driving on a suspended license," says Ramsey. He adds that the premium for this mandated liability coverage is about $600 for six months. Usual cost of nonowner car insurance Nonowner car insurance typically doesn't carry a deductible, says Moore. Premiums can be very low, based on your driving record and the amount of driving you do, he says."The premiums are higher for drivers with a bad driving record, and they may not qualify at all." Moore says premiums for nonowner car insurance are typically about 50 percent of normal car insurance premiums, but they vary from company to company and state to state. If you don't own a car but still drive regularly, you may want to get a nonowner car insurance quote to find out if this coverage is appropriate and affordable for you. We're sorry you didn't find the information you were looking for.
Research alternatives auto insurance quote no car. Some common solutions are almost always cheaper alternatives to non owner insurance. If you are using a car that you don't own for a series of trips, see if you can add yourself as another driver to the existing policy on the vehicle. This is often a much cheaper more efficient addition than taking out a non owner policy. It’s a small price to pay when you consider being stuck paying for thousands of dollars in damages mutual and federal online car insurance.